SIMPLE LOAN

A loan choice to cover immediate income wants

Get a period of time decision and funding among minutes.


what's an easy Loan?

the easy Loan may be a fast and convenient method for U.S. Bank checking customers to borrow up to $1,000 to require care of planned and unplanned expenses.


to induce started, merely log in to on-line or mobile banking and choose the easy loan application from your bank account menu.


Not a U.S. Bank checking customer? Explore our checking account options.


https://onboarding.usbank.com/consumer/simple-loans/login


however an easy Loan works

Apply anytime among on-line and mobile banking, with a real-time call and fast access to loan funds.


Borrow up to $1,000, in $100 increments.

Loan funds are deposited directly into your U.S. Bank client checking account.


Repay the loan in 3 monthly payments.

No late fees or payment fees.


Example on the way to calculate payments

for each $100 borrowed you pay a $6 fee. If you borrow $400, your fee are $24.


You'll pay back a complete of $424 in 3 monthly payments of roughly $141.33 each. Your total value to borrow (annual share rate) are 35.65%.


easy Loan may be a high-cost loan and alternative choices could also be available:


consumer loan – a personal loan with no collateral required


Credit cards – Use to form purchases or get a advance


Reserve line of credit – a personal line of credit giving draft protection


to urge started here’s what an easy Loan involves:


you need to be a minimum of eighteen years previous and have a current U.S. Bank checking account that has been open for a minimum of six months.


you need to have 3 months of continual direct deposits into a U.S. Bank checking account.


you need to have your social insurance number.


Log in to on-line and mobile banking and access the easy application link on the checking account page.


the way to apply for an easy Loan online

Our online application is convenient and secure.


you need to be a U.S. Bank client to apply.


Convenient

If you’re already a U.S. Bank customer, you'll notice the easy application link on the checking account page once logged into on-line and mobile banking.


Secure

we have a tendency to use the strongest accessible cryptography to safeguard any info you send.